Not too happy today

['Plat]

I've been trying for over a week now to get a car loan and my bank keeps turning me down. They wont give me a loan because I dont have zero credit and dont have 2 years worth of tax returns since I am self employed. My father tried as a co-signer but they wont give him a loan either because he already has two cars and a house on his current credit. What can I do? I mean GD I am making more than enough money to pay off the loan each month, I offered to show them check stubs from my current employers (sponsors) but they said that would not work, I even asked them to check out my deposits each month into my account there and they said that would not work.

My car now is on its last legs and I am not going to throw another dime into. What can I do? This has been driving me crazy I cant believe this is happening. :c(

[Unknown]

'Plat, you are not from North Carolina...?

[gse]

if you don't have at least two years taxes to show, they won't even talk to you, no matter how big the checks you will show them.
Same shit happened to me and after two years they all were happy to give me $60,000 unsecured loan without any trouble. Or just find a dealer that willing to finance you, a lot of them will do that in this shitty economy, you'd be surprised

[Wizzo]

I just talked to a guy last weekend that even has a repo on his credit and the dealer gave him 3.9% on a new car...The dealers are hurting wayyy more than the banks, so I say give them a try.

['Plat]

yes unknown.. im in charlotte

[ProgGod]

Here is the deal, you don't work for yourself you work for your company. Want to make it more offical just go and form a corporation, www.incorporate.com. (http://www.incorporate.com.) NEVER say you work for yourself, it just means they are gonna dick you around..


What kind of car you looking to get new or used.. and whats your down payment?

[Dawgy]

Originally posted by Wizzo:
<STRONG>I just talked to a guy last weekend that even has a repo on his credit and the dealer gave him 3.9% on a new car...The dealers are hurting wayyy more than the banks, so I say give them a try.</STRONG>

damn i need to find that dealer. i have the same problem as Plat... no "real documented income"...

[salsbury]

loans are scams anyways, you're probably better off just saving up your porn money and buying a car cash (or buying a lease on a car cash).

at least if the porn bubble bursts, ;) you won't end up with a huge bill.