CC biller says I have to go elsewhere - visa and mastercard cracking down on porn?

[rowan]

Hi,<br /><br />First off I'm new to posting here, but I've been reading this a while. Today I got a form email from my 3rd party credit card biller that told me that my site is selling one or more banned products, and I must cease selling these products "IMMEDIATELY" (their word and capitalisation) via them. I hunted around on their web site and found the following URL listing banned products/services, which has recently changed:<br /><br /><a href="http://www.2checkout.com/products.htm" target="_blank">http://www.2checkout.com/products.htm</a><br /><br />This list used to be significantly shorter and did NOT include any mention of adult products:<br /><br /><a href="http://web.archive.org/web/20011015023228/http://www.2checkout.com/products.htm" target="_blank">http://web.archive.org/web/20011015023228/http://www.2checkout.com/products.htm</a><br /><br />Further correspondence reveals that their bank (and apparently further up the line, Visa and Mastercard?!) are clamping down on sites with inappropriate content. My site was specifically listed as one such site, which is a bit strange as my site only has relatively low level nudity. If this is really true then WTF is going to happen to the online porn industry?<br /><br />Here's is a quote from my most recent email from the company:<br /><br />"They listed your site specifically. Visa and Mastercard at least in the US<br />are adding restrictions to the online porn business in the near future. The<br />industry is crazy trust me and a huge monopoly. I can fight on some of<br />them, but I can tell you they will say no way on the camrecord, evidently<br />visa/mastercard could even give us a big fine"<br /><br />I dunno what to think yet, it may be just be a localised problem like an anal bank, or it may really be something further up the line. I believe that 2checkout has its hands tied. However, I can't seem to grasp the concept of Visa/Mastercard biting the hand that feeds them. Has anyone else heard anything?<br /><br />:-\

[matuloo]

I guess they just found out some products or servics have higher chargeback rate than the others and decided to get rid of those that make them loose the most money.<br /><br />I suggest you look after a different CC processor.

[playa]

this is a no brainer man,,, you should of never went with them,,,<br /><br />stick with ccbill globill and all the other 3rd party companies that have no problem dealing with legal adult sites

[rowan]

</font><blockquote><font size="1" face="Verdana, Arial">quote:</font><hr /><font size="2" face="Verdana, Arial"><br />I guess they just found out some products or servics have higher chargeback rate than the others and decided to get rid of those that make them loose the most money.<br /><br />I suggest you look after a different CC processor. <br /></font><hr /></blockquote><font size="2" face="Verdana, Arial">That's just the thing, in 8 months of transactions (a handful per week) with them I haven't had ANY chargebacks until recently. With each of the two I got hit with this week, I have to refund the original purchase amount plus pay a $29 fee. To me that seems to cover it - the person who cries their card is stolen is completely exonerated from blame, and the end merchant foots the bill for the fraudulent use of the card.<br /><br />I did ask 2checkout if it was possible to exempt me, as my site is just a straight webcam archiving site, not even marketed as porn - <a href="http://www.camrecord.com/" target="_blank">http://www.camrecord.com/</a> - but it looks like their bank or someone higher up is sticking to strict categories.<br /><br />Can anyone recommend a CC processor that offers similar or near features and costs:<br /><br /></font><ul type="square"> <font size="2" face="Verdana, Arial"> 45c per trans plus 5.5%</font></li> <font size="2" face="Verdana, Arial"> 2 week or lower billing period</font></li> <font size="2" face="Verdana, Arial"> air mailed cheque to non USA addresses<br />OR international wire<br />OR international ATM card with competitive rates<br /></font></li>[/list]<font size="2" face="Verdana, Arial">I should make it clear that I have been very happy with 2checkout, and it will be a real shame to have to move.

[slickroyale]

Hey man, Im just curious, how and where do you "collect" these webcam images you sell on your site? "Archived from around the globe"<br /><br />I ve worked with camgirls one on one for over 2 years now and have never met any girl willing to just give all their pics away to some guy to sell on a site, including and not limited to ifriends girls.<br /><br />Just curious...

[rowan]

</font><blockquote><font size="1" face="Verdana, Arial">quote:</font><hr /><font size="2" face="Verdana, Arial"><br />Hey man, Im just curious, how and where do you "collect" these webcam images you sell on your site? "Archived from around the globe"<br /><br />I ve worked with camgirls one on one for over 2 years now and have never met any girl willing to just give all their pics away to some guy to sell on a site, including and not limited to ifriends girls.<br /><br />Just curious...<br /></font><hr /></blockquote><font size="2" face="Verdana, Arial">They're archived automatically by a script, and people apply to have their cams on there.<br /><br />If you mean me, I'm not really a guy selling images on a site... it's basically a free site with optional sponsorship. *scribbles on back of envelope* you can see over 8,000 images total without paying a cent, and see only two (2) banners. <img border="0" title="" alt="[Wink]" src="wink.gif" /> <br /><br />On camrecord most of the girls are just regular people who enjoy being seen, they're doing it recognition and hits rather than money. On the adult spinoff version <a href="http://www.adultcamrecord.com/" target="_blank">http://www.adultcamrecord.com/</a> (disclaimer: I don't own this any more and it needs some work badly) it's more like promotion for the webcam pay sites. People like what they see, so they click through to the pay site and sign up. That's how it's supposed to work, anyway. <img border="0" title="" alt="[Big Grin]" src="biggrin.gif" />